Scotiabank Visa® Classic

Annual Fee

NEW! $0*

Credit Life Protection


Terms and Conditions for Current Credit Card Promotions

Welcome Offer

Your card comes with benefits

  • Scotiabank Visa® gives you all the benefits of Visa® with no annual fee for the first year, and none ever if your purchases amount to an average of at least JM $30,000 monthly.

  • Free, personalised Convenience Cheques that you can use just like your personal cheques to make purchases, pay utility bills or get cash at a teller window

  • You can add up to three additional cards for your family and friends and, as long as you meet the annual spending requirement, they will be NO FEE too!

  • Peace of mind with emergency services available through Visa International Service Centre

  • Provide your family with financial comfort in the event of your death with optional, low-cost Credit Life Protection for up to US$25,000 in the event of death

  • Security in Mind

    Every transaction you make using a Scotiabank card with chip and your unique 4-digit Personal Identification Number (PIN) gives you an added layer of security. That means greater protection each and every time.


    At a Glance 

    Annual Fee

    NEW! $0*

    Credit Life Protection


    Find the card that's right for you.

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    Rates & Fees

    Rates and fees vary depending on the Credit Card you choose. Download this easy-to-follow guide and choose the card best suited to your needs.

    Visa Terms, Conditions and Agreement

    Visa may at any time revise these terms by updating this document. Please visit this section to review the current terms from time to time.

    NEW: Effective Immediately, you may be subjected to currency conversion fees and taxes on your account when you use your Visa Debit or Credit card at retailers and service providers located in Bahamas who process transactions in US Dollars. These charges will be reflected on your monthly debit and credit card statement. Please refer to your card holder agreement for further information.

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