Get into the summer frame of mind

Bring your holiday into focus. 

Whether it's the trip you've been planning or the break you've been needing...

...a Scotia Plan Loan can help make it happen.

Flexible repayment options

Competitive interest rates

No payments for up to 2 months*

*Conditions apply

Ask about our Creditor Protection today.

Set your plans in motion with a Scotia Plan Loan

Whether you need a borrowing solution to help you with large purchases, back to school expenses, or to consolidate debt, we’ve got you covered.

Finding the right borrowing solution can help you better manage your finances and achieve your financial and life goals.

Use your loan to:

Renovate your home
Take a vacation
Pay personal expenses

Enjoy

Competitive rates
Flexible loan terms
No payments up to 2 months

*Consider opening a savings account for additional benefits.

Right for you if: 

You want a customized financial solution tailored to suit your needs.

You want a loan that can help with debt consolidation and reduce your interest costs.

Help you can rely on. Terms you can afford.

With a Scotia Plan Loan, it's easy to get the things you want and save money at the same time. You can:

    Manage your monthly expenses

    • Take up to 5 years to pay it back

    Choose your preferred repayment schedule

    Consolidate your debts into one easy payment

    Set up automatic payments from your Scotiabank deposit account

    Select your own payment amount

    Choose optional credit protection

    Opt for a secured loan for even better terms

    What do I need to apply?

     

    Here are some of  the documents you need to apply for a Scotia Plan Loan:

    Identification

    • One (1) Valid unexpired national photo identification
    • Tax Registration Number (TRN)
    • One (1) valid proof of address (deed, recent utility bill, tax assessment or financial institution/bank statement)

     

    Proof of employment

    • Letter of employment and Payslip(s) showing the most recent full monthly income

    Self-employment documents

    •  Business registration / License, and most recent Annual Return 
    •  Income documents, e.g., Income Tax Returns, Audited Financial Statements and bank statements

    Ready to apply for a Scotia Loan Plan?  Get full details on what's required here.

    Call us to speak with a loan officer.

    You might also need...

    Borrowing money may be one of life's necessities but it doesn't have to be a burden. In fact, finding the right borrowing option can help you better manage your finances and achieve your financial—and life—goals.

    Read More

    Rates & Fees

    See our current rates and fees for Scotiabank borrowing products. 

    click here

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    Buying a home is the largest single investment you’ll ever make, so it only makes sense to look for a mortgage that can help you reduce your interest costs. Get closer to making your homeownership dreams come true.



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