Fixed Term Deposit Interest Rates

See the latest rates and fees for all our products.

Fixed Term Deposits - Effective Annual Interest Rates

Effective February 1, 2023

JMD Fixed Term Deposits

Terms 100.000 - 249,999 250,000 -499,999 500,000 -999,999 1,000,000 - 4,999,999 5,000, 000 and over
60 days 1.1303% 1.1808% 1.2565% 1.3071% 1.4335%
90 days 1.1550% 1.2050% 1.2811% 1.3316% 1.4579%
180 days 1.2036% 1.3294% 1.4553% 1.5812% 1.7072%
1 year 1.2750% 1.4000% 1.5250% 1.6500% 1.7750%
18 months 1.3206% 1.4448% 1.5689% 1.6929% 1.8168%
2 years 1.3657% 1.4889% 1.6120% 1.7349% 1.8577%

JMD Fixed Term (Monthly Income) Deposits

Term 500,000 - 999,999 1,000,000 - 4,999,999 5,000,000 and over
1 year 1.450% 1.575% 1.700%

JMD 1 Year Cashable Term Deposits

  250,000 - 499,999
 500,000 - 999,999
 1,000,000 - 4,999,999
 5,000,000 plus
Cashable TD - Issue Rate
 1.2500% 1.3750% 1.5000% 1.5000%

Early Redeemtion Penalty
31-364 days

 0.6250% 0.6875% 0.7500% 0.7500%

USD Fixed Term Deposits

Term
 1,000 - 49,999
 50,000 - 99,999
 100,000 - 249,999
 250,000 - 499,999
 500,000 - 999,999
 1,000,000 plus
60 days
 0.0500% 0.0625% 0.0750% 0.0875% 0.1000% 0.1000%
90 days
 0.0625% 0.0750% 0.0875% 0.1000% 0.1125% 0.1125%
180 days
 0.0750% 0.0875% 0.1000% 0.1125% 0.1250% 0.1250%
1 year
 0.0875% 0.1000% 0.1250% 0.1500% 0.1750% 0.1750%
18 months
 0.1000% 0.1250% 0.1499% 0.1749% 0.1999% 0.1999%
2 years
 0.1374% 0.1499% 0.1624% 0.1748% 0.1998% 0.1998%

USD Fixed Term (Monthly Income) Deposits

Term
 5,000 - 49,999
 50,000 - 99,999
 100,000 - 249,999
 250,000 - 499,999
 500,000 - 999,999 1,000,000 plus
1 year
 0.0375% 0.0500% 0.0625% 0.0875% 0.1125% 0.1375%

USD 1 Year Cashable Term Deposit

1 Year
 2,500 - 49,999
 50,000 - 99,999
 100,000 - 249,999
 250,000 - 499,999
 500,000 - 999,999
 1,000,000 plus
Cashable TD - Issue Rates
 0.0250% 0.0375% 0.0500% 0.0750% 0.1000% 0.1250%
Early Redemption Penalty
 (31-364 days)
 0.0125% 0.0188% 0.0250% 0.0375% 0.0500% 0.0625%

CAD Fixed Term Deposits

Terms
 1,000 - 9,999
 10,000 - 49,999
 50,000 - 99,999
 100,000 plus
180 days 0.0500% 0.0750% 0.1000% 0.1250%
1 year 0.0750% 0.1000% 0.1250% 0.1500%

CAD 1 Year Cashable Term Deposit

1 Year 2,500 - 9,999 10,000 - 49,999 50,000 - 99,999 100,000 and over
Cashable TD - Issue Rate 0.0500% 0.0750% 0.1000% 0.1250%
Early Redemption Penalty (31-364 days) 0.0250% 0.0375% 0.0500% 0.0625%

GBP Fixed Term Deposits

Term 1,000 - 9,999 10,000 - 49,999 50,000 - 99,999 100,000 - 249,999 250,000 and over
180 days 0.0250% 0.0250% 0.0500% 0.0750% 0.1000%
1 year 0.0250% 0.0500% 0.0750% 0.1000% 0.1250%

GBP 1 Year Cashable Term Deposit

1 Year 2,500 - 9,999 10,000 - 49,999 50,000 - 99,999 100,000 -249,999 250,000 and over
Cashable TD - Issue Rate 0.0250% 0.0250% 0.0250% 0.0500% 0.0750%
Early Redemption Penalty (31-364 days) 0.0125% 0.0125% 0.0125% 0.0250% 0.0375%