Fixed Term Deposit Interest Rates

See the latest rates and fees for all our products.

Fixed Term Deposits - Effective Annual Interest Rates

Effective February 1, 2021

JMD Fixed Term Deposits

Terms 100.000 - 249,999 250,000 -499,999 500,000 -999,999 1,000,000 - 4,999,999 5,000, 000 and over
60 days 0.1251% 0.1751% 0.2503% 0.3004% 0.4258%
90 days 0.1501% 0.2002% 0.2753% 0.3254% 0.4508%
180 days 0.2001% 0.3253% 0.4505% 0.5758% 0.7012%
1 year 0.2750% 0.4000% 0.5250% 0.6500% 0.7750%
18 months 0.3247% 0.4495% 0.5742% 0.6988% 0.8233%
2 years 0.3743% 0.4988% 0.6231% 0.7472% 0.8712%

JMD Fixed Term (Monthly Income) Deposits

Term 500,000 - 999,999 1,000,000 - 4,999,999 5,000,000 and over
1 year 0.4500% 0.5750% 0.7000%

JMD 1 Year Cashable Term Deposits

  250,000 - 499,999
 500,000 - 999,999
 1,000,000 - 4,999,999
 5,000,000 plus
Cashable TD - Issue Rate
 0.2500%
 0.3750%
 0.5000%
 0.5000%

Early Redeemtion Penalty
31-364 days

 0.1250%
 0.1875%
 0.2500%
 0.2500%

USD Fixed Term Deposits

Term
 1,000 - 49,999
 50,000 - 99,999
 100,000 - 249,999
 250,000 - 499,999
 500,000 - 999,999
 1,000,000 plus
60 days
 0.0500% 0.0625% 0.0750% 0.0875% 0.1000% 0.1000%
90 days
 0.0625% 0.0750% 0.0875% 0.1000% 0.1125% 0.1125%
180 days
 0.0750% 0.0875% 0.1000% 0.1125% 0.1250% 0.1250%
1 year
 0.0875% 0.1000% 0.1250% 0.1500% 0.1750% 0.1750%
18 months
 0.1000% 0.1250% 0.1499% 0.1749% 0.1999% 0.1999%
2 years
 0.1374% 0.1499% 0.1624% 0.1748% 0.1998% 0.1998%

USD Fixed Term (Monthly Income) Deposits

Term
 5,000 - 49,999
 50,000 - 99,999
 100,000 - 249,999
 250,000 - 499,999
 500,000 - 999,999 1,000,000 plus
1 year
 0.0375% 0.0500% 0.0625% 0.0875% 0.1125% 0.1375%

USD 1 Year Cashable Term Deposit

1 Year
 2,500 - 49,999
 50,000 - 99,999
 100,000 - 249,999
 250,000 - 499,999
 500,000 - 999,999
 1,000,000 plus
Cashable TD - Issue Rates
 0.0250% 0.0375% 0.0500% 0.0750% 0.1000% 0.1250%
Early Redemption Penalty
 (31-364 days)
 0.0125% 0.0188% 0.0250% 0.0375% 0.0500% 0.0625%

CAD Fixed Term Deposits

Terms
 1,000 - 9,999
 10,000 - 49,999
 50,000 - 99,999
 100,000 plus
180 days 0.0500% 0.0750% 0.1000% 0.1250%
1 year 0.0750% 0.1000% 0.1250% 0.1500%

CAD 1 Year Cashable Term Deposit

1 Year 2,500 - 9,999 10,000 - 49,999 50,000 - 99,999 100,000 and over
Cashable TD - Issue Rate 0.0500% 0.0750% 0.1000% 0.1250%
Early Redemption Penalty (31-364 days) 0.0250% 0.0375% 0.0500% 0.0625%

GBP Fixed Term Deposits

Term 1,000 - 9,999 10,000 - 49,999 50,000 - 99,999 100,000 - 249,999 250,000 and over
180 days 0.0250% 0.0250% 0.0500% 0.0750% 0.1000%
1 year 0.0250% 0.0500% 0.0750% 0.1000% 0.1250%

GBP 1 Year Cashable Term Deposit

1 Year 2,500 - 9,999 10,000 - 49,999 50,000 - 99,999 100,000 -249,999 250,000 and over
Cashable TD - Issue Rate 0.0250% 0.0250% 0.0250% 0.0500% 0.0750%
Early Redemption Penalty (31-364 days) 0.0125% 0.0125% 0.0125% 0.0250% 0.0375%