Fixed Term Deposit Interest Rates

See the latest rates and fees for all our products.

JMD Fixed Term Deposits - Effective Annual Interest Rates
Effective July 3, 2018

Terms
 100,000 - 249,999
 250,000 - 499,999
 500,000 - 999,999
 1,000,000 - 4,999,999
 5,000,000 plus
60 days 
 0.2503%
 0.3505%
 0.5010%
 0.6015%
 0.8530%
90 days
 0.3003%
 0.4006%
 0.5511%
 0.6516%
 0.9030%
180 days
 0.4004%
 0.6511%
 0.9020%
 1.1533%
 1.4049%
1 year
 0.5500%
 0.8000%
 1.0500%
 1.3000%
 1.5500%
18 months
 0.6489%
 0.8980%
 1.1467%
 1.3951%
 1.6433%
2 years
 0.7472%
 0.9950%
 1.2423%
 1.4889%
 1.7349%

JMD Fixed Term (Monthly Income) Deposits

Term
 500,000 - 999,999
 1,000,000 - 4,999,999
 5,000,000
1 year
 0.9000%
 1.1500%
 1.4000%

JMD 1 Year Cashable Term Deposits

  250,000 - 499,999
 500,000 - 999,999
 1,000,000 - 4,999,999
 5,000,000 plus
Cashable TD - Issue Rate
 0.5000%
 0.7500%
 1.0000%
 1.0000%
Early Redeem 31-364 days
50% pentalty
 0.2500%
 0.3750%
 0.5000%
 0.6250%

USD Fixed Term Deposits - Effective Annual Interest Rates

Term
 1,000 - 49,999
 50,000 - 99,999
 100,000 - 249,999
 250,000 - 499,999
 500,000 - 999,999
 1,000,000 plus
60 days
 0.07500%
 0.1000%
 0.1251%
 0.1501%
 0.1751%
 0.2002%
90 days
 0.1000%
 0.1251%
 0.1501%
 0.1751%
 0.2002%
 0.2252%
180 days
 0.1250%
 0.1501%
 0.1751%
 0.1251%
 0.2251%
 0.2502%
1 year
 0.1500%
 0.1750%
 0.2000%
 0.2001%
 0.3000%
 0.3500%
18 months
 0.1749%
 0.1999%
 0.2498%
 0.2500%
 0.3497%
 0.3996%
2 years
 0.2746%

 0.2746%
 0.2996%
 0.2998%
 0.3494%
 0.3992%

USD Fixed Term (Monthly Income) Deposits

Term
 5,000 - 49,999
 50,000 - 99,999
 100,000 - 249,999
 250,000 - 499,999
 500,000 - 999,999 1,000,000 plus
1 year
 0.0750%
 0.1000%
 0.1250%
 0.1750%
 0.2250%
 0.2750%

USD 1 Year Cashable Term Deposits

1 Year
 2,500 - 49,999
 50,000 - 99,999
 100,000 - 249,999
 250,000 - 499,999
 500,000 - 999,000
 1,000,000 plus
Cashable TD - Issue Rates
 0.0500%
 0.0750%
 0.1000%
 0.1500%
 0.2000%
 0.2500%
Early Redemption
after 31 days: 
50% penalty		 0.0250%
 0.03750%
 0.0500%
 0.0750%
 0.1000%
 0.1250%

CAD Certificate of Deposits - Effective Annual Interest Rates

Terms
 1,000 - 9,999
 10,000 - 49,999
 50,000 - 99,999
 100,000 plus
180 days

 0.1000%
 0.1501%
 0.2001%
 0.2502%
1 year
 0.1500%
 0.2000%
 0.2500%
 0.3000%

CAD 1 Year Cashable Term Deposits

1 Year
 2,500 - 9,999
 10,000 - 49,999
 50,000 - 99,999
 100,000 plus
Cashable TD - Issue Rate
 0.0500%
 0.1000%
 0.1500%
 0.0200%
Early Redemption after 31 days: 50% penalty

 0.0250%
 0.0500%
 0.0750%
 0.1000%

GBP Certificate of Deposits - Effective Annual Interest Rates

Terms
 1,000 - 9,999
 10,000 - 49,999
 50,000 - 99,999
 100,000 - 249,999
 250,000 plus
180 days
 0.0500%
 0.0500%
 0.1000%
 0.1501%
 0.2001%
1 year
 0.0500%
 0.1000%
 0.1500%
 0.2000%
 0.2500%

GBP 1 Year Cashable Term Deposits

1 Year
 2,500 - 9,999
 10,000 - 49,999

 50,000 - 99,999
 100,000 - 249,999
 250,000 plus
Cashable TD - Issue Rate
 0.0500%
 0.0500%
 0.0500%
 0.1000%
 0.1500%
Early Redemption after 31 days: 50% penalty
 0.0250%
 0.0250%
 0.0250%
 0.0500%
 0.0750%