Fixed Term Deposit Interest Rates
See the latest rates and fees for all our products.
Fixed Term Deposits - Effective Annual Interest Rates
Effective February 1, 2021
JMD Fixed Term Deposits
Terms | 100.000 - 249,999 | 250,000 -499,999 | 500,000 -999,999 | 1,000,000 - 4,999,999 | 5,000, 000 and over |
60 days | 0.1251% | 0.1751% | 0.2503% | 0.3004% | 0.4258% |
90 days | 0.1501% | 0.2002% | 0.2753% | 0.3254% | 0.4508% |
180 days | 0.2001% | 0.3253% | 0.4505% | 0.5758% | 0.7012% |
1 year | 0.2750% | 0.4000% | 0.5250% | 0.6500% | 0.7750% |
18 months | 0.3247% | 0.4495% | 0.5742% | 0.6988% | 0.8233% |
2 years | 0.3743% | 0.4988% | 0.6231% | 0.7472% | 0.8712% |
JMD Fixed Term (Monthly Income) Deposits
Term | 500,000 - 999,999 | 1,000,000 - 4,999,999 | 5,000,000 and over |
1 year | 0.4500% | 0.5750% | 0.7000% |
JMD 1 Year Cashable Term Deposits
250,000 - 499,999 |
500,000 - 999,999 |
1,000,000 - 4,999,999 |
5,000,000 plus |
|
Cashable TD - Issue Rate |
0.2500% |
0.3750% |
0.5000% |
0.5000% |
Early Redeemtion Penalty |
0.1250% |
0.1875% |
0.2500% |
0.2500% |
USD Fixed Term Deposits
Term |
1,000 - 49,999 |
50,000 - 99,999 |
100,000 - 249,999 |
250,000 - 499,999 |
500,000 - 999,999 |
1,000,000 plus |
60 days |
0.0500% | 0.0625% | 0.0750% | 0.0875% | 0.1000% | 0.1000% |
90 days |
0.0625% | 0.0750% | 0.0875% | 0.1000% | 0.1125% | 0.1125% |
180 days |
0.0750% | 0.0875% | 0.1000% | 0.1125% | 0.1250% | 0.1250% |
1 year |
0.0875% | 0.1000% | 0.1250% | 0.1500% | 0.1750% | 0.1750% |
18 months |
0.1000% | 0.1250% | 0.1499% | 0.1749% | 0.1999% | 0.1999% |
2 years |
0.1374% | 0.1499% | 0.1624% | 0.1748% | 0.1998% | 0.1998% |
USD Fixed Term (Monthly Income) Deposits
Term |
5,000 - 49,999 |
50,000 - 99,999 |
100,000 - 249,999 |
250,000 - 499,999 |
500,000 - 999,999 | 1,000,000 plus |
1 year |
0.0375% | 0.0500% | 0.0625% | 0.0875% | 0.1125% | 0.1375% |
USD 1 Year Cashable Term Deposit
1 Year |
2,500 - 49,999 |
50,000 - 99,999 |
100,000 - 249,999 |
250,000 - 499,999 |
500,000 - 999,999 |
1,000,000 plus |
Cashable TD - Issue Rates |
0.0250% | 0.0375% | 0.0500% | 0.0750% | 0.1000% | 0.1250% |
Early Redemption Penalty (31-364 days) |
0.0125% | 0.0188% | 0.0250% | 0.0375% | 0.0500% | 0.0625% |
CAD Fixed Term Deposits
Terms |
1,000 - 9,999 |
10,000 - 49,999 |
50,000 - 99,999 |
100,000 plus |
180 days | 0.0500% | 0.0750% | 0.1000% | 0.1250% |
1 year | 0.0750% | 0.1000% | 0.1250% | 0.1500% |
CAD 1 Year Cashable Term Deposit
1 Year | 2,500 - 9,999 | 10,000 - 49,999 | 50,000 - 99,999 | 100,000 and over | |
Cashable TD - Issue Rate | 0.0500% | 0.0750% | 0.1000% | 0.1250% | |
Early Redemption Penalty (31-364 days) | 0.0250% | 0.0375% | 0.0500% | 0.0625% |
GBP Fixed Term Deposits
Term | 1,000 - 9,999 | 10,000 - 49,999 | 50,000 - 99,999 | 100,000 - 249,999 | 250,000 and over |
180 days | 0.0250% | 0.0250% | 0.0500% | 0.0750% | 0.1000% |
1 year | 0.0250% | 0.0500% | 0.0750% | 0.1000% | 0.1250% |
GBP 1 Year Cashable Term Deposit
1 Year | 2,500 - 9,999 | 10,000 - 49,999 | 50,000 - 99,999 | 100,000 -249,999 | 250,000 and over | |
Cashable TD - Issue Rate | 0.0250% | 0.0250% | 0.0250% | 0.0500% | 0.0750% | |
Early Redemption Penalty (31-364 days) | 0.0125% | 0.0125% | 0.0125% | 0.0250% | 0.0375% |