Fixed Term Deposit Interest Rates

See the latest rates and fees for all our products.

JMD Fixed Term Deposits - Effective Annual Interest Rates
Effective July 3, 2018

Terms
100,000 - 249,999
250,000 - 499,999
500,000 - 999,999
1,000,000 - 4,999,999
5,000,000 plus
60 days 
0.2503%
0.3505%
0.5010%
0.6015%
0.8530%
90 days
0.3003%
0.4006%
0.5511%
0.6516%
0.9030%
180 days
0.4004%
0.6511%
0.9020%
1.1533%
1.4049%
1 year
0.5500%
0.8000%
1.0500%
1.3000%
1.5500%
18 months
0.6489%
0.8980%
1.1467%
1.3951%
1.6433%
2 years
0.7472%
0.9950%
1.2423%
1.4889%
1.7349%

JMD Fixed Term (Monthly Income) Deposits

Term
500,000 - 999,999
1,000,000 - 4,999,999
5,000,000
1 year
0.9000%
1.1500%
1.4000%

JMD 1 Year Cashable Term Deposits

  250,000 - 499,999
500,000 - 999,999
1,000,000 - 4,999,999
5,000,000 plus
Cashable TD - Issue Rate
0.5000%
0.7500%
1.0000%
1.0000%
Early Redeem 31-364 days
50% pentalty

0.2500%
0.3750%
0.5000%
0.6250%

USD Fixed Term Deposits - Effective Annual Interest Rates

Term
1,000 - 49,999
50,000 - 99,999
100,000 - 249,999
250,000 - 499,999
500,000 - 999,999
1,000,000 plus
60 days
0.07500%
0.1000%
0.1251%
0.1501%
0.1751%
0.2002%
90 days
0.1000%
0.1251%
0.1501%
0.1751%
0.2002%
0.2252%
180 days
0.1250%
0.1501%
0.1751%
0.1251%
0.2251%
0.2502%
1 year
0.1500%
0.1750%
0.2000%
0.2001%
0.3000%
0.3500%
18 months
0.1749%
0.1999%
0.2498%
0.2500%
0.3497%
0.3996%
2 years
0.2746%

0.2746%
0.2996%
0.2998%
0.3494%
0.3992%

USD Fixed Term (Monthly Income) Deposits

Term
5,000 - 49,999
50,000 - 99,999
100,000 - 249,999
250,000 - 499,999
500,000 - 999,999 1,000,000 plus
1 year
0.0750%
0.1000%
0.1250%
0.1750%
0.2250%
0.2750%

USD 1 Year Cashable Term Deposits

1 Year
2,500 - 49,999
50,000 - 99,999
100,000 - 249,999
250,000 - 499,999
500,000 - 999,000
1,000,000 plus
Cashable TD - Issue Rates
0.0500%
0.0750%
0.1000%
0.1500%
0.2000%
0.2500%
Early Redemption
after 31 days: 
50% penalty
0.0250%
0.03750%
0.0500%
0.0750%
0.1000%
0.1250%

CAD Certificate of Deposits - Effective Annual Interest Rates

Terms
1,000 - 9,999
10,000 - 49,999
50,000 - 99,999
100,000 plus
180 days

0.1000%
0.1501%
0.2001%
0.2502%
1 year
0.1500%
0.2000%
0.2500%
0.3000%

CAD 1 Year Cashable Term Deposits

1 Year
2,500 - 9,999
10,000 - 49,999
50,000 - 99,999
100,000 plus
Cashable TD - Issue Rate
0.0500%
0.1000%
0.1500%
0.0200%
Early Redemption after 31 days: 50% penalty

0.0250%
0.0500%
0.0750%
0.1000%

GBP Certificate of Deposits - Effective Annual Interest Rates

Terms
1,000 - 9,999
10,000 - 49,999
50,000 - 99,999
100,000 - 249,999
250,000 plus
180 days
0.0500%
0.0500%
0.1000%
0.1501%
0.2001%
1 year
0.0500%
0.1000%
0.1500%
0.2000%
0.2500%

GBP 1 Year Cashable Term Deposits

1 Year
2,500 - 9,999
10,000 - 49,999

50,000 - 99,999
100,000 - 249,999
250,000 plus
Cashable TD - Issue Rate
0.0500%
0.0500%
0.0500%
0.1000%
0.1500%
Early Redemption after 31 days: 50% penalty
0.0250%
0.0250%
0.0250%
0.0500%
0.0750%