Find a variety of loan and financing solutions tailored to your personal needs.

Whether you're buying a car, renovating your home, paying for your education or travelling the world, we can help you select the products and services that will minimise your borrowing costs and maximise your opportunities.

Loans and Lines of Credit

Scotiabank offers a full range of borrowing products so you can buy the things you need when you need them.

Scotia Plan Loan

  • A reliable loan that you can customize to your changing needs
  • Choose the repayment schedule that suits you
  • Select a payment amount that actually saves you interest
  • 15.75% Jamaican $ base rate
  • Optional security protection
  • Fixed monthly payments

More details, Scotia Plan Loan
Home Equity Loan

  • This flexible loan lets you use the equity you've built in your home to finance other purchases or home improvements
  • Borrow up to US$150K with 15 years to repay
  • Borrow up to 75% of the appraised value of your home
  • Enjoy the benefits of our competitive interest rates

More details, Home Equity Loan
Scotiabank Personal Line of Credit

  • An excellent way to give yourself some added financial flexibility
  • Get unrestricted access to your credit whenever you need it
  • Make payments as low as interest only and keep more cash in your pocket
  • 15.75% Jamaican $ base rate
  • No pre-payment penalty

More details, Scotiabank Personal Line of Credit
Scotiabank Gold Personal Line of Credit

  • Enjoy the financial freedom of having available credit to make those special purchases
  • Get instant access to your credit whenever you need it
  • Enjoy an interest rate lower than most personal loans
  • 15.75% Jamaican $ base rate
  • Once it's yours, it's yours for life

More details, Scotiabank Gold Personal Line of Credit


Let us help you get closer to your dream of homeownership.

Scotiabank Mortgage Solutions

  • Your dreams of owing your own home are closer to coming true with our trusted mortgage specialist and subsidiaries:
  • Bank of Nova Scotia Jamaica offers affordable terms
  • Saver, Non-saver, Instant Qualifier and many more mortgage options
  • Speak to a Personal Banking Officer today to learn more

More details, Scotiabank Mortgage Solutions

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