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Choose an account that’s right for you!
Banking with Scotiabank is now even easier!
We have simplified our accounts so you can take control of the future and choose the right account to satisfy your needs! Make your selection, and begin your account opening process with our easy online steps.
Simplified account options:
Saving
Designed to separate your future goals from daily transactions.
Minimum opening balance J$5,000 or 100 units of other currencies
- Interest bearing account
- Automatic Savings Plan with bonus interest
- Offered in multiple currencies
Transactional
Carry out your day-to-day banking with ease and convenience
Do transfers, pay bills and make payments instantly
- Free Online and Mobile Banking
- Lower transaction fees at Point of Sale (POS) & ATM machines
- Minimum opening balance J$5,000
Payroll Access Account
For individuals earning J$100,000.00 and less per month
No monthly fee.
- Maximum income is J$100k
- No charge for In-branch deposits
- Charges no fees for Scotiabank ATM and POS
ScotiaCare
For customers eligible for government assistance programmes
No minimum balance requirement
- No transaction fees on proprietary Point of Sale (POS) terminals and ATMs
- No monthly fees for account maintenance
- Free Scotia OnLine and Scotia Mobile banking
Payroll
For individuals earning J$100,000.00 and less per month
Requires no minimum amount to open or maintain
- Charges no fees for Proprietary (BNS) ATM and POS
- Charges fees for Non-Proprietary ATM and POS
- Restricted to one Payroll account per customer
Seniors
Specially designed for persons 65+
Ability to save and transact in one account
- Free Point of Sale (POS) and Scotiabank ATM transactions
- Unlimited TeleScotia, Mobile and Internet banking
- No monthly fee
Get quick access to our everyday bank account fees.
Additional benefits of choosing a Scotiabank account
Track your transaction fees in real time
More transparency: No more lump sum monthly charges
Lower transaction fees at POS & ATM machines
No fees for online transactions
Hello Real-Time Billing
No more monthly account service fees, only pay for each transaction you conduct.