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| Account | Online & Mobile Banking | Access (ATM) | Access (POS, Online, Mobile) | Minimum Opening Balance | Preferred Rate | Cheques | Fee | In-Branch |
| Total Access | Unlimited | Unlimited deposits and withdrawals at Scotiabank only | Unlimited (except out of country) at Scotiabank only | $5000.00 | No interest | Yes | $680 per month | Up to 7 branch or cheque transactions
Additional branch transaction $385.00 each |
| Total Access Senior | Unlimited + TeleScotia | Unlimited deposits and withdrawals at Scotiabank only | Unlimited (except out of country) at Scotiabank only | $5000.00 | Interest received only when minimum balance is maintained | Yes | Free | Up to 7 branch or cheque transactions
Additional branch transaction $385.00 each |
| Electronic Access | Unlimited | Unlimited deposits and withdrawals at Scotiabank only | Unlimited (except out of country) at Scotiabank only | $5000.00 | Interest received only when minimum balance is maintained | No |
$290 per month*
*50% discount on monthly fee with electronic payroll credits |
Branch $385.00 per transaction |
| Electronic Access Youth | Unlimited | Unlimited deposits and withdrawals at Scotiabank only | Unlimited (except out of country) at Scotiabank only |
$5000.00 | No interest | No | $290 per month*
*50% discount on monthly fee with electronic payroll credits |
Branch $385.00 per transaction |
| Primary Savings | Unlimited | Transaction fees applied |
Transaction fees applied | $5000.00 | Interest received only when minimum balance is maintained | No | FREE only when minimum balance is maintained | Branch $385.00 per transaction |
| Primary Savings Junior | Unlimited | Unlimited deposits and withdrawals at Scotiabank only | Unlimited (except out of country) at Scotiabank only |
$500 | Interest received only when minimum balance is maintained | No | Free | Up to 7 branch or cheque transactions
Additional branch transaction $385.00 each |
| Primary Savings Foreign Currency | Unlimited | Transaction fees applied | Transaction fees applied | Opening Balance 100 units of USD, GBP, CAD, EURO | Interest received only when minimum balance is maintained | No | 2 units ONLY IF balances falls below 100 units | Transaction fees applied |
| Signature Savings | Yes |
Transaction fees applied | Transaction fees applied | $500,000 | Interest paid over $500,000 monthly | No | $185.00 if balances falls below $50,000.00 | Transaction fees applied |