Feel the Rush of
Las Vegas 

The following definitions apply to these Terms and Conditions:

• “Cardholder” means the primary cardholder of an eligible credit card.
• “Promotional Period” refers to the period from September 8, 2025 to October 17, 2025.
• “Promotion” refers to this promotion and not to any of the Bank’s other promotions or programs.
• “Eligible” refers to qualification to participate in this Promotion.
• "Purchases" means any retail, internet, phone or mail order purchase or Point of Sale transaction.
• “Eligible Purchases/transactions” means any International Purchase, Registered Card Purchase or local retail, internet, phone or mail order purchase or Point of Sale transaction not including returns/credits or any fees and/or bank charges.
• “Minimum Spend Requirement” means the predetermined minimum transaction amount which must be met by making eligible purchases or performing eligible transactions using the Cardholder’s Scotiabank American Express Platinum credit card.
• “International Purchase” means any retail purchase made with a foreign vendor through the internet or Point of Sale channel. (a foreign vendor is an entity located and operating outside of the country in which the card was issued).
• “Eligible credit card” refers to the Scotiabank American Express Platinum credit card.
• “Registered Card Purchase” refers to any ‘card not present purchases’ done with the eligible credit card where the platform requires the cardholder to register their card to facilitate purchases. For example, Amazon, Spotify, Netflix, etc.
• “Reward” refers to the prize a Cardholder receives when he/she is selected as a winner in the promotion.
• “Good Standing” means that the Cardholder’s account is not overlimit or past due by any amount.
• "Scotiabank" or “the Bank” means The Bank of Nova Scotia Jamaica Limited
• “Draw Venue & Time”: The prize draw will be done on Friday October 24, 2025 at Scotiabank Marketing Department at 11:00am, 11th Floor, Scotiabank Centre, Corner Duke and Port Royal Street, Kingston.

This Promotion is open to legal residents who are 18 years of age or older. These terms and conditions shall be governed by the applicable laws of the named country.

During the Promotional Period, existing Cardholders will receive one (1) entry for every Eligible Purchase/Transaction with a minimum spend as outlined below. There is no limit to the number of entries a Cardholder may receive during the Promotional Period. 

For example, if an existing Cardholder from Jamaica performs three (3) transactions: one for JM$35,000, another for JM$55,000 and another for JM$70,000, this Cardholder will receive two (2) entries – one (1) for the spend of JM$55,000 and the other for JM$70,000.

• For every new eligible credit card account opened and activated during the Promotional Period, the Cardholder will receive ten (10) entries once the minimum spend requirement is met within the Promotional Period by making eligible purchases or eligible transactions.  You will also still earn one (1) additional entry for each time an eligible purchase is made, or an eligible transaction is performed during the Promotional Period which meets or exceeds the minimum spend requirement outlined above.
• Cardholder will receive five (5) entries for each Registered Card Purchase.
• For Jamaica and Bahamas ONLY: Cardholder will receive three (3) entries for each International Purchase.
  
  For example, should a Customer in Jamaica open and activate a new eligible credit card and complete four (4) transactions: one for JM$45,000, another for JM$30,000, one International Purchase for JM$15,000 and one Registered Card Purchase for JMD$2,500, this Customer will receive nineteen (19) entries – ten (10) entries for opening the new credit card account and meeting the minimum spend requirement, one (1) entry for the spend of JM$45,000, no entries for the spend of JM$30,000, three (3) entries for the International Purchase of JM$15,000 and five (5) entries for the Registered Card Purchase of JM$2,500. Please note that the ten additional (10) entries to be earned from opening and activating a new eligible credit card can only be earned if the Customer completes at least one (1) eligible purchase or transaction which meets or exceeds the minimum spend requirement during the Promotional Period.
  
  Another example, should a Customer in The Bahamas open and activate a new eligible credit card and complete three (3) transactions: one for BS$400, an International Purchase for BS$500 and a Registered Card Purchase of BS$200, this Customer will receive twenty (20) entries – ten (10) entries for opening the new credit card account and meeting the minimum spend requirement, one (1) entry for the spend of BS$400, a total of four (4) for the International Purchase of BS$500: three (3) because it is an International Purchase and one (1) for BS$500 which exceeds the minimum spend requirement; and only five (5) for the Registered Card Purchase of BS$200 as it only met the Registered Card Purchase requirement. Please note that the ten additional (10) entries to be earned from opening and activating a new eligible credit card can only be earned if the Customer completes at least one (1) eligible purchase or transaction which meets or exceeds the minimum spend requirement during the Promotional Period.
  
• Each entry will qualify the Cardholder to be entered to win the Reward of a trip to watch the race scheduled to take place on November 20-22, 2025 in Las Vegas, Nevada for the Cardholder and one (1) person of the Cardholder’s choice.
  
  
• Draw date is scheduled for October 24, 2025.

Two (2) round-trip, economy class air tickets departing on November 19, 2025 and returning on November 23, 2025, from the domicile country’s airport to Las Vegas, Nevada, United States of America. Scotiabank reserves the right to choose the airline and airport for departure and arrival.

• Five (5) days and four (4) nights stay in (4) star category hotels at the discretion of the Bank.
• Breakfast included and covered by the bank.
• Two (2) tickets valid for the 3 days of the event for each of the winners with their companions to attend the Formula 1 Grand Prix race that will take place in Las Vegas, United States of America between November 20 and 22, 2025.
• Organised private transfers from the airport to the hotel and from the hotel to the airport in Las Vegas.
• Organised private transfers to and from the event venue of the Grand Race, 2025 during the three days of the race.
• Welcome Gift at the discretion of the bank.
• Credit to the Cardholder's credit card of US$500.00.
• Travel insurance on the dates established for the Award with a maximum global coverage of US$60,000 (coverages per item may be less than the global amount, a copy of the policies will be granted).
• Total value of the prize is USD$16,000.
•  The number of winners per country is also noted in the table below.

The trip will take place on November 19, 2025. The bank reserves the right to make amendments to the period of travel at its discretion with prior approval from the Betting Gaming and Lotteries Commission for Jamaica and the Gaming Board of The Bahamas

• This Promotion is open to legal residents aged 18 years of age or older, who are new or existing Scotiabank Cardholders with the exception of employees of the Bank, its respective parent companies (The Bank of Nova Scotia and Bank of Nova Scotia Group) and subsidiaries; their immediate family members (spouses, parents, children, siblings and their respective spouses) and/or those living in the same household as any of these employees. Employees of the Bank’s advertising and promotional agency: Dynamo Marketing, as well as their immediate family members, relatives and/or those living in the same households are also not eligible to participate in the Promotion.
• Eligibility is restricted to selected Cardholders whose accounts are still active at the time of the draw, are in good standing and have not been frozen or closed.
• All Eligible Purchases/Transactions will be considered toward the earning of entries. There are no limits to the number of entries a Cardholder may receive. All purchases/transactions in local and USD currency are eligible.
• Transactions from unauthorized card use or those made with lost, stolen or fraudulent Scotiabank credit cards will be considered void in the matter of this Promotion.

• The draw for the prize will be done on Friday October 24, 2025 at 11:00am. by the Regional Marketing Unit at Scotiabank Marketing Department, 11th Floor, Scotiabank Centre, Corner Duke and Port Royal Street, Kingston.
• The allotted number of winners will be randomly selected from an electronic Customer database with qualifying entries using a randomizer (randomizer Microsoft Excel file). Five (5) entries per winner will be drawn as back-up winners.

• Attempts to notify the winner will be made by telephone, three (3) times within three (3) business days from the date of the draw. Should the Bank be unable to contact the winner by telephone within the aforementioned period, another winner will be drawn from the back-up winners in their stead. After being notified by telephone, an email will be sent to the winner. To be confirmed as a winner, the winner will then be required to provide within five (5) business days of the email notification: copy of a valid ID, passport with at least six (6) months’ validity beyond the travel dates, US visa valid, at least, until the date of entry to the US,  a signed Affidavit of Eligibility/Prize Acceptance and Release. The winner will also be required to provide proof of ownership of the corresponding eligible credit card that was used to win the Reward. A valid form of national identification must also be presented to collect the prize. For example, National ID card, Passport or Driver’s License.
• If the winner declines to fulfill these conditions to collect the prize, their eligibility will be voided, and another winner will be drawn from the back-up winners in the order they were selected. All unaccepted prizes will be retained by the Bank.
• Contact will be attempted using the Cardholder’s telephone number as found in The Bank’s records. If the winner cannot be contacted by telephone within three (3) business days of the draw date the Bank has the right to offer the prize to a back-up winner.
• The winner’s name may be published in the media. The winner must agree to the use of his or her name and photographs without compensation in any forthcoming publicity or marketing material of Scotiabank or the prize may be forfeited.
• The dates of travel will be from November 19, 2025 to November 23, 2025.
• The winner and his/her guest are responsible for complying with and/or meeting the requirements to gain entry to Nevada, United States of America, such as the required valid travel documentation necessary to gain entry into the country. As such, at the time of being notified of the reward, the winner and his/her guest must have valid passports with at least six (6) months’ validity beyond the travel dates and a United States of America Visa valid, at least, until the date of entry to the US.
• Any winner who, at the time of being notified of the prize, does not have a valid passport and / or United States of America Visa with at least six (6) months’ validity beyond the travel dates automatically forfeits the prize and another winner will be drawn from the back-up winners in the order they were selected.
• The minimum age for the guest must be 18 years old.
• Given that this activity entails a certain degree of physical demand during the trip, the winner and his/her companion must have optimal physical conditions to enjoy this prize and release the BANK from all liability that may be sustained as a result of any physical activity associated with the reward.
• No assistance with respect to any required visa or other entry application or processing services will be provided and should not be expected/considered as part of the prize.
• The winner and his/her guest will therefore be responsible for any Visas, taxes, tips, insurance and expenses not explicitly stated as part of the prize, and must agree to release, discharge and hold the Bank harmless from and against any and all claims, losses, injuries or damage resulting from participation in the Promotion.
• The prize cannot otherwise be redeemed or exchanged for cash or any other form of credit.

• Any other incidental travel expense(s) not specifically mentioned above. Ground/air/rail transportation not specifically mentioned above (including transportation to and/or from the Winner’s and/or the guest’s homes).
• Any costs associated with the acquisition/ dispatch/ delivery of passports and/or travel visas.
• Sightseeing tours and other in-destination activities not specifically mentioned above.
• Travel related fees/surcharges (including, but not limited to, additional baggage fees, airport improvement fees, taxes, etc.).
• Long distance telephone calls, room service, laundry service, mini-bar items, loss of hotel property, payment for damage to hotel property, or any other expense incurred at the hotel.
• Transportation during winner’s and guest’s free time outside of scheduled activities.
• Excess baggage or overweight fees.
• Costs associated with obtaining necessary vaccinations.
• Items of personal nature / personal expenses.
• Meals not included per the detail above.
• Room upgrade.
• Tips & gratuities.
• Medical assistance/travel insurance in excess of the travel insurance provided with the Reward.
• The winner must provide all necessary personal and travel information in advance about his/her companion, who must also comply with the terms of these exclusions.

Scotiabank will not be responsible for any changes that occur in the aforementioned prize. In the event of customer cancellation of the prize, Scotiabank is released from all liability and will not apply any refunds or compensation to your account in this regard, nor can the prize be exchanged for cash. The use of your eligible credit card to make purchases constitutes your consent to participate in this Promotion and your consent for The Bank to obtain your name, address and other information for the lawful purpose of administering this Promotion. Scotiabank reserves the right, with consultation and approval from the relevant Gaming Commissions (as applicable) to void any and all entries of an entrant who Scotiabank believes has attempted to tamper with or impair the administration, security, fairness or proper play of this competition. This Promotion is a limited-time promotion which will run from September 8, 2025 to October 17, 2025.The winner will not be allowed to include additional guests other than the chosen companion to any activities included on the Reward. A Cardholder’s reward earned through participation in this Promotion will be forfeited in the event that the Cardholder ceases to be a Cardholder at any time during the Promotion.

The prize is not transferable and is subject to change, with approval from the relevant Gaming Commissions.

The reward must be accepted as awarded.

The Bank will not be responsible for changes to the reward which result from circumstances outside of its control including, without limitation, changes on the dates of the race, flight cancellations and/or suspensions or delays due to any force majeure event.

Scotiabank will issue no representation or warranty in connection with the Reward.

The winners and his/her guest must have any necessary vaccines required for entry to the United States of America and to Las Vegas, Nevada.

In all matters relating to this Promotion, the decision of the Bank shall be final and binding in all respects, subject to the approval from the relevant gaming authorities.

Subject to the approval from the relevant gaming authorities:

• Scotiabank has the right to exclude any individual from this offer in its absolute discretion without any obligation to provide notice or reason.
• Scotiabank reserves the right in its absolute discretion to vary the terms and conditions of this Promotion or change or withdraw this Promotion at any time without giving any reason. In the event of a dispute arising from this Promotion, the Bank’s decision is final.

These Terms and Conditions apply only to this Promotion and do not apply to any of the Bank’s other promotions or programs or any other promotion or program in conjunction with the Bank and any other entity or brand.

To unsubscribe from receiving communications about and to opt out of this Promotion call our Contact Centre using the number on the back of your credit.

For further details on Credit cards please visit www.jm.scotiabank.com

Authorized under Section 58(3) of the Betting Gaming and Lotteries Act of Jamaica.

American Express is a brand of American Express. The cards are issued by The Bank of Nova Scotia Jamaica Ltd., Scotiabank & Trust (Cayman) Ltd. and Scotiabank (Bahamas) Limited under a license from American Express. The Promotion “Feel the Rush of Las Vegas” is organized and managed exclusively by The Bank of Nova Scotia Jamaica Ltd., Scotiabank & Trust (Cayman) Ltd. and Scotiabank (Bahamas) Limited in Jamaica, Cayman Islands and The Bahamas.

* Trademark of The Bank of Nova Scotia, used under license.