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See how much home you can afford?
Get pre-qualified today
A mortgage pre-approval means that the lender has qualified you for a certain loan amount based on your current financial situation. It's not a guarantee that you will get the funds though. Once you settle on a home, you'll still have to go through a final approval process, but the pre-approval should give you a good amount of confidence that you will qualify for the amount indicated in the pre-approval.
What you need to be pre-qualified
Valid Identification
Recent payslip & job letter
Advice of Mortgage purpose
Credit Report
More about pre-qualification
Benefits of pre-qualification:
- Find out how much you can spend on your new home
- Proof of your borrowing ability for your potential seller
- Gather documents for the mortgage application process
Here’s how it works:
- Contact any of our Personal Banking Officers
- Discuss your financial situation and agree to a credit check
- Receive a letter stating the Mortgage amount for which you have prequalified; including the terms and monthly payments