The following definitions apply to these Terms and Conditions:                                                                                                                                       

“Qualifying Period” refers to the period from March 22 to May 17, 2024.

 “Promotion” refers to this competition and not any of the Bank’s other competitions or programs.

“Eligible” refers to qualification to receive an offer to participate in this promotion.

"Purchases" means any retail, internet purchase

“Eligible Purchases/transactions” means any online or ATM retail purchase

“Reward” refers to the prize a customer gets when they are selected as a winner in the competition.

"Scotiabank" or “Bank” means The Bank of Nova Scotia Jamaica Ltd.

This Promotion is opened to legal residents of Jamaica, who are 18 years of age or older. These terms and conditions shall be governed by the applicable laws of the named country.

• Three (3) persons will be selected for the first month and four (4) for the second month for prizes during the promotion and broken out as follows:

• This Promotion is open to legal residents Jamaica 18 years of age or older with the exception of employees of The Bank, its respective parent companies (The Bank of Nova Scotia and Bank of Nova Scotia Group) and subsidiaries; their immediate family members (spouses, parents, children, siblings and their respective spouses) and/or those living in the same household of any of these employees. Employees of The Bank’s advertising and promotional agencies, as well as their immediate family members, relatives (spouses, parents, children, siblings and their respective spouses) and/or those living in the same households are also not eligible to enter.
•  Eligibility is restricted to customers whose account is still active at the time of the draw, is in good standing and has not been frozen or closed.
• All eligible transactions will receive an entry if they purchase $500 or more of Digicel Mobile Top up credit on any Scotiabank platform.
• All transactions from either local or USD accounts are eligible as long as the value is equivalent or more than J$500.
  
• Purchases from unauthorized card use or those made with lost, stolen or fraudulent Scotiabank cards will be considered void in the matter of this promotion.

Transactions from unauthorized accounts or those made with lost, stolen or fraudulent Scotiabank cards will be considered void in the matter of this draw. 

• Drawing for the prizes will take place on Friday, April 26, 2024 (for the qualifying period March 22 – April 18, 2024) and Friday, May 24, 2024 (for the qualifying period April 19 – May 17, 2024) at 11:00 a.m. at the Scotiabank Marketing Unit, Scotia Centre, Cnr. Duke and Port Royal Street, Kingston.

• Attempts to notify the winners will be made by telephone, 5 times within five (5) days from the date of the draw.  Should the Bank be unable to speak to the winner by telephone within the aforementioned period another winner will be drawn from the back up winners in their stead. After being notified by telephone, an email will be sent to the winner. The winner will then be required to provide proof of their age and sign an Affidavit of Eligibility/Prize Acceptance and Release within five (5) days of the email notification to be confirmed as a winner. The winner will also be required to provide proof of ownership of the Scotiabank debit card that was used to win the prize.  National valid ID must also be presented to award prize. For example, National ID, Passport, and Driver’s License.
• If the winner declines to fulfill these conditions to collect the prize, their eligibility will be voided, and another winner will be drawn from back up winners in the order they were selected. All unaccepted prize will be retained by the Bank.
• Contact will be attempted using the customers phone number as found in The Bank’s records. If the winner cannot be contacted by telephone within five (5) days of the draw date the Bank has the right to offer prize to back up winner.
• The winners’ name may be published in the media. The winner must agree to the use of his or her name and photographs without compensation in any forthcoming publicity by Scotiabank or prize may be forfeited.
• The winner will be responsible for any taxes, tips, insurance and expenses not explicitly stated as part of their prize  and must agree to release, discharge and hold harmless the Bank from and against any or all claims, losses, injuries or damages resulting from participation in the promotion.
• The use of the Scotia OnLine, Mobile App or ATM platforms to complete a purchase constitutes your consent to participate in this Promotion and your consent for The Bank to obtain your name, address and other information for the lawful purpose of administering this Promotion and for other uses as permitted by applicable law. 
• Scotiabank reserves the right, with consultation and approval from the Betting Gaming and Lotteries Commission to void any and all entries of an entrant who Scotiabank believes has attempted to tamper with or impair the administration, security, fairness or proper play of this contest.
• This Promotion is a limited-time promotion which will run from March 1, 2023 to April 26, 2023 inclusive.
• A customers reward earned through participation in this Promotion will be forfeited in the event that the customer ceases to be a Scotiabank customer at any time during the Promotion.
• Prizes are not transferable and are subject to change, with approval from the Betting, Gaming and Lotteries Commission.
• Prizes must be accepted as awarded.
• The Bank will not be responsible for changes to the prizes which result from circumstances outside of their control.
• Scotiabank will issue no representation or warranty in respect of the prize.

In all matters relating to this Promotion, the decision of the Bank shall be final and binding in all respects, subject to the approval from the relevant gaming authorities.

Subject to the approval from the Betting, Gaming and Lotteries Commission:

• Scotiabank has the right to exclude any individual from this offer in its absolute discretion without any obligation to provide notice or reason.
• Scotiabank reserves the right in its absolute discretion to vary the terms and conditions of this Promotion or change or withdraw this Promotion at any time without giving any reason. In the event of a dispute arising from this Promotion, the Bank’s decision is final.

These terms and conditions apply only to this Promotion and do not apply to any of the Bank’s other promotions or programs in conjunction with the Bank and any other entity or brand.

Authorized under section 58(3) of the Betting Gaming and Lotteries Act.

* Trademark of The Bank of Nova Scotia, used under license.