Scotia Retirement Income Fund

Right for you if:

You have retired, and have terminated your ARS or ASF

Scotia Retirement Income Fund is Scotia Insurances Immediate Payout Annuity.

Scotia Retirement Income Fund is a follow up plan to Approved Retirement Schemes (ARS) including ScotiaBRIDGE or an Approved Superannuation Fund (ASF). After you have retired and have therefore terminated your ARS or ASF, a Scotia Retirement Income Fund will now provide you with an income during retirement!

Product Highlights for Scotia Retirement Income Fund:

_Payments
Offers variable and fixed payments respectively

_Guarantee
The option of a 5-year guarantee period is available

_{Beneficiaries}
can be named

_{Variable payments}
begin immediately and continue up to the plan anniversary before your 80th birthday, at which point it converts from variable to fixed payments.