Current Rates
SJLIC ScotiaMINT Crediting Rates
| Tier |
Interest Rate |
| <= $199,999 |
1.75% |
| $200,000 - $499,999 |
2.35% |
| $500,000 - $1,999,999 |
2.50% |
| $2,000,000 - $4,999,999 |
2.50% |
| $5,000,000 & above |
2.50% |
Regular Premium (RP)/Subsequent Supplementary Premium (SSP)
Initial Supplementary Premium (ISP)
| $1 - $49,999 |
1.55% |
| $50,000 - $199,999 |
2.15% |
| $200,000 - $499,999 |
2.15% |
| $500,000 - $999,999 |
2.30% |
| $1,000,000 - $1,999,999 |
2.30% |
| $2,000,000 - $4,999,999 |
2.55% |
| $5,000,000 - $7,499,999 |
3.05% |
| $7,500,000 - above |
3.30% |
¹TAX-FREE INTEREST EARNINGS: Interest earned on lump sum premiums of up to $1 million per year and regular premiums of up to $60,000 per year are TAX-FREE, when invested for five (5) years or more. Conditions Apply. Subject to applicable taxation laws as may be revised from time to time. ² ISP rate is determined annually on policy anniversary and is fixed for one (1) year. ³ RP rates are determined monthly on payment date and guaranteed for one (1) month. Rates and all information above are subject to change without notice.