Dynamic Currency Conversion (DCC)

_{Key benefits:}

• Improved transparency for international customers
• Enhanced customer experience at checkout
• Ideal for businesses in tourism-driven industries
• Supports international transaction convenience

_{Who this is for}

• Retail businesses
• Restaurants and hospitality
• Hotels and tourism merchants
• Service providers with physical locations

Why Scotiabank

Scotiabank provides a comprehensive merchant acquiring solution backed by regional

• expertise and global partnerships, enabling businesses to:
• Accept payments in-person, online, and across channels
• Integrate seamlessly into existing operations
• Deliver a secure and reliable payment experience

_{Reporting and Visibility}

All solutions are supported by the Scotiabank Merchant Portal, providing businesses with full visibility and control over their payment activity.

This includes:

• Access to transaction data and reporting
• Near real-time authorization visibility
• Insights into sales performance and approval rates
• Historical transaction data and operational analytics