Protect your home and peace of mind with insurance this hurricane season

Kingston, Jamaica: July 26, 2024 – As we continue to navigate the aftermath of Hurricane Beryl, the importance of being prepared for natural disasters is even more apparent. The recent storm has left many homes damaged or destroyed, highlighting the critical need for homeowners and renters to have adequate insurance coverage, especially during hurricane season.

Insurance provides financial protection against unexpected events such as hurricanes, fires, and earthquakes. Kuyan Wright, Senior Manager at Scotia General Insurance Agency, emphasizes that insurance is an integral part of financial planning. “Insurance offers peace of mind knowing that if a catastrophic event occurs, you don't have to bear the full financial burden of repairs and replacements,” Wright explains.

 “Many Jamaicans tend to self-insure, believing they can cover costs out of pocket. However, insurance puts you back in the same financial position you were in prior to the loss, without having to come out of pocket for every expense,” Wright shares.

With climate change making natural disasters more frequent and severe, the need for robust insurance coverage is even more pressing. The increasing prevalence of earthquakes, hurricanes, floods, and other extreme weather events means that having comprehensive insurance is no longer a luxury but a necessity.

Scotia General Insurance Agency, the newest subsidiary within Scotia Group, also known as ‘ScotiaProtect’, offers various insurance products, including property (homeowners/peril), content, motor, and liability insurance, exclusively for existing Scotiabank customers. Wright highlights the agency’s digital approach, “We are a fully digital agency, supporting all our clients electronically or via phone or email. Clients can even get quotes and purchase insurance online through our platform, making the process convenient and accessible.”

Wright highlights the unique advantages of ScotiaProtect: “We provide monthly interest-free payment options for our clients, making insurance more affordable and manageable. Our digital approach ensures that clients can handle their insurance needs whenever they have time and from the comfort of their homes.”

In light of the recent devastation caused by Hurricane Beryl, now is the time to reassess your insurance needs and ensure your home and belongings are adequately protected. Insurance is not just an expense; it's a crucial part of your financial security plan that can save you from significant financial hardship.

For more information on how you can protect your home and family with insurance, visit ScotiaProtect's online portal or contact their advisors for personalized assistance. Remember, being prepared today can make all the difference tomorrow.