_{Easy access} 

to your cash reserves as business opportunities arise

_{Effective account management} 

with eStatements via Scotia Online or mobile banking

_{JMD or USD** accounts}

with no monthly account fee

_Interest

earned daily and paid monthly

_{Free access to Self-Service Banking} 

(ATMs, Internet Banking and Telephone Banking) – so you can bank when YOU want to 1

_{Unlimited balance inquiries} via all available Self-Service Banking channels 1

_{Competitive tiered interest rates} 

with a minimum opening balance – earn at a higher rate on higher balances