Motor Insurance

Surprisingly Simple!

With easy-to-compare insurance plans that provide you with the choices you need, you’ll be on the road in no time. You can select from any of our three Comprehensive coverage plans. These insurance plans ensure you are protected against loss or damage to your vehicle due to an accident and include third party coverage as well. We also offer Third Party coverage options which protects you against the claims of third parties resulting from an accident caused by your vehicle.

Surprisingly Affordable!

Comprehensive options range from the Essential Plan which provides basic coverage, to the Ultimate Plan which provides you with the maximum protection available.Third Party plans include the Basic or Basic Plus options which provides insurance coverage against loss or damage due to fire or theft.

Benefits

Discover the benefits of a ScotiaProtect policy…

Comprehensive Motor Insurance Policy Benefits

Coverage Essential Preffered Ultimate
Third Party Liability Coverage
Bodily Injury (per person)
$3,000,000 $5,000,000 $10,000,000

Third Party Liability Coverage
Bodily Injury (per event)

$5,000,000

$5,000,000

$10,000,000

Third Party Liability Coverage
Property (per event)

$3,000,000

$5,000,000

$10,000,000

Manslaughter

$500,000

$500,000

$500,000

Windscreen (2 per policy period)

$100,000

$250,000

unlimited

Wrecker

$30,000

$50,000

$50,000

Personal Accident

$100,000

$250,000

$500,000

Medical Expense

$10,000

$25,000

$30,000

Personal Belongings

$2,500

$2,500

$10,000

Authorized Repairs

$10,000

$10,000

$10,000

Electrical Breakdown

No

No

$50,000

Key Replacement

No

No

$20,000

Uninsured Motorist Benefit

No

Yes

Yes

Replacement Vehicle Hire

7 days

7 days

14 days

Policy Excess (% of market value)

Standard - 5%
Specially Rated Vehicles and Theft - 10%
Undeclared Young and/or Inexperienced Drivers (Insured under 21 years old & Drivers License less than one (1) year) - 12.5%

 

Essential plan – Includes standard policy benefits and limits at the most affordable cost

Preferred plan – Includes all policy benefits of the Essential plan with additional value-added benefits and higher limits

Ultimate plan - Includes all policy benefits of the Preferred plan with even more additional value-added benefits and higher limits

Third Party Motor Insurance Policy Benefits

Coverage

Basic

Basic Plus

Third Party Liability Coverage Bodily Injury (per person)

$1,500,000

$2,000,000

Third Party Liability Coverage Bodily Injury (per event)

$3,000,000

$4,000,000

Third Party Liability Coverage Property (per event)

$1,500,000

$2,000,000

Manslaughter

$100,000

$250,000

Windscreen

No

$20,000

Wrecker

No

$15,000

Roadside Assistance

No

Yes

Essential plan – Includes standard policy benefits and limits at the most affordable cost

Preferred plan – Includes all policy benefits of the Essential plan with additional value-added benefits and higher limits

Ultimate plan - Includes all policy benefits of the Preferred plan with even more additional value-added benefits and higher limits

To get a free no-obligation quote

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