Scotiabank Gold MasterCard®

Scotiabank Gold MasterCard

Right for you if:

You want a generous credit limit

Annual fee


Earn more with 4% cash back.



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Apply today and get a Welcome Bonus

Get the most cash back ever on all your everyday purchases with Scotiabank Gold MasterCard®.

Earn 4% cash back at grocery stores & gas stations, 2% at pharmacies and 1% everywhere else.*

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Your card comes with benefits

  • Earn cash-back rewards. Up to 4% rebate on all purchases in the form of a credit issued once a year in November

  • Additional cards available for free of charge for family members and friends

  • Free, personalised Convenience Cheques that you can use just like your personal cheques to make purchases, pay utility bills or get cash at a teller window

  • Up to US$200 for Purchase Protection per occurrence provides reimbursement for theft and /or accidental damage of purchase of the covered item

  • Guaranteed hotel reservations when you pay for hotel accommodations with your card

  • Peace of mind with emergency services available through MasterCard Global Service and MasterAssist®

  • Provide your family with financial comfort in the event of your death with optional, low-cost Credit Life Protection for up to US$25,000

  • Security in mind

    Every transaction you make using a Scotiabank card with chip and your unique 4-digit Personal Identification Number (PIN) gives you an added layer of security. That means greater protection each and every time.


    At a Glance

    Up to 4%

    rebate on all purchases

    annual fee


    Up to US$200

    per occurrence Purchase Protection

    Find the card that's right for you.

    Compare cards with our MasterCard Benefits Comparison Chart

    Request Additional Cards

    Rates & Fees

    Rates and fees vary depending on the Credit Card you choose. Download this easy-to-follow guide and choose the card best suited to your needs.

    MasterCard Terms, Conditions and Agreement

    MasterCard may at any time revise these terms by updating this document. Please visit this section to review the current terms from time to time.

    Ready To Apply?

    In Person

    Contact us for more information.

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    Takes about 10-15 minutes

    Mon-Fri (8am-6pm)

    1-888-4-SCOTIA (6842)