Scotiabank Gold MasterCard®

Right for you if:

You want a generous credit limit

Annual fee


Terms and Conditions for Current Credit Card Promotions

Welcome Offer

Your card comes with benefits

  • Earn cash-back rewards. Up to 4% rebate on all purchases in the form of a credit issued once a year in November

  • Additional cards available for free of charge for family members and friends

  • Free, personalised Convenience Cheques that you can use just like your personal cheques to make purchases, pay utility bills or get cash at a teller window

  • Up to US$200 for Purchase Protection per occurrence provides reimbursement for theft and /or accidental damage of purchase of the covered item

  • Guaranteed hotel reservations when you pay for hotel accommodations with your card

  • Peace of mind with emergency services available through MasterCard Global Service and MasterAssist®

  • Provide your family with financial comfort in the event of your death with optional, low-cost Credit Life Protection for up to US$25,000

  • Free credit card cheques to use for school tuition, paying off other credit card balances, or wherever credit cards are not accepted

  • Security in mind

    Every transaction you make using a Scotiabank card with chip and your unique 4-digit Personal Identification Number (PIN) gives you an added layer of security. That means greater protection each and every time.


    At a Glance

    Up to 4%

    rebate on all purchases

    annual fee


    Up to US$200

    per occurrence Purchase Protection

    Find the card that's right for you.

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    Rates & Fees

    Rates and fees vary depending on the Credit Card you choose. Download this easy-to-follow guide and choose the card best suited to your needs.

    MasterCard Terms, Conditions and Agreement

    Terms, conditions and exclusions apply.* Benefits offered by MasterCard®, for details please contact MasterCard LAC Services Help Desk 24 hours a day, 365 days a year at 1-904-636-2576 or

    Ready To Apply?

    In Person

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    1-888-4-SCOTIA (6842)