ScotiaLine Personal Line of Credit

Right for you if:

  • You want additional financial flexibility

  • You want a line of credit that lets you decide when you borrow and how much you repay

  • It's not just another loan. Apply today and you could enjoy:

  • Spending up to a pre-determined limit

  • A flexible repayment schedule that you control

  • Complimentary ScotiaLine personalized cheques

  • No pre-payment penalty

  • Unrestricted access to your credit.
    All you do is write a cheque at no charge.

  • Payments as low as interest only

  • Comprehensive monthly statements for easy record keeping

  • Optional credit protection

  • Once you've established your ScotiaLine account, there's no need to re-apply. You simply access your credit whenever you need to.

    Fees and Terms

    Jamaican & Base rate


    No pre-payment


    Optional credit


    See our current rates and fees for Scotiabank borrowing products.

    You might also need...


    Life can be full of surprises: a wedding, a graduation, a major purchase like a new car or boat, even a home renovation. A Personal Line of Credit is a great way to help you realize your dreams and enjoy those special moments in life. Scotiabank will show you the flexibility and freedom in borrowing the right way.

    Read More, Advice
    Gold Personal Line of Credit

    Gives you instant access to your credit whenever you need it, and once it's yours, it's yours for life!

    Learn More, Gold Personal Line of Credit

    Ready to Apply?

    In person 

    Contact us for more information.

    Find a local branch