ScotiaLine Gold Personal Line of Credit

Right for you if:

  • You want instant access to your credit whenever you need it

  • You want to borrow as often as you wish, for any reason you choose

  • You deserve the financial freedom to get the things you want, when you want them. So whether it's an extended vacation or home renovations you have in mind, paying for it is easy with your ScotiaLine Gold Personal Line of Credit

    Borrowing designed with your needs in mind

    Flexibility and convenience are what ScotiaLine Gold is all about. Apply for yours today and you can:

  • Reduce your interest costs; interest is only charged on the balance you owe, at a rate lower than most personal loans

  • Control your repayment schedule

  • Payments as low as interest only

  • Choose optional credit protection

  • Save money by paying off higher-interest debts

  • Access funds by personalised cheque or ScotiaLine Gold card

  • Opt for a secured loan for even better terms

  • Take advantage of MasterCard travel benefits1

  • A ScotiaLine Gold Personal Line of Credit can make financial freedom a reality. Contact a Scotiabank branch for more details.

    Once it's yours, it's yours. For life.

    With a ScotiaLine Gold Personal Line of Credit, you'll never have to worry about filling out a loan application again. That's because your credit is always there for you. You don't need special approval to make a purchase and you don't need to reapply. Simply write a ScotiaLine Gold cheque or use your ScotiaLine Gold card to turn the things you want into reality.

    Fees and Terms

    Jamaican & Base rate

    15.75% (APR)

    17.05% (EAIR)


    Convenient, Flexible, Simple

    See our current rates and fees for Scotiabank borrowing products.

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    Life can be full of surprises: a wedding, a graduation, a major purchase like a new car or boat, even a home renovation. A Personal Line of Credit is a great way to help you realize your dreams and enjoy those special moments in life. Scotiabank will show you the flexibility and freedom in borrowing the right way.

    Learn more, Advice
    Personal Line of Credit

    Offers you additional financial flexibility when you need it, with low fees.

    Learn more, Personal Line of Credit

    Ready to Apply?

    In person 

    Contact us for more information.

    Find a local branch