Stop Dreaming, Start Driving Auto Loan Campaign

Terms & Conditions

Special Offer

Enjoy low interest rates, 50% discount on processing fees, up to 2 months payment deferral and FREE insurance from BCIC for the 1st year, up to 2% of the loan amount*

Offer expires February 15, 2022

The following definitions apply to these Terms and Conditions:

  • ·        “Promotional Period” refers to the period from October 1,2021 to February 15, 2022 inclusive
  • ·        “Promotion” refers to this promotion and not any of the Bank’s other promotions or programs
  • ·        “Eligible” refers to any individual qualified to participate in this promotion
  • ·        "Scotiabank" or “Bank” means The Bank of Nova Scotia Jamaica Ltd.

 

This Scotiabank Offer will provide applicants with promotional offers detailed in the chart below when they secure auto loan financing from Scotiabank.

Insurance Offer

Free BCIC Insurance up to 2% of the loan amount, will be applied to the 1st year’s annual premium

Fee Offer

50% off processing fees

Payment Deferral

Option to defer the 1st month’s payment by up to 59 days.

  • This promotional offer is open to legal residents of Jamaica, 18 years of age or older, and is governed by the laws of Jamaica.  This is a limited-time promotion which will run from October 1,2021 to February 15, 2022 (“the Promotional Period”). If accepted, a credit bureau report will be requested (where applicable) at the customer’s cost.

  • Scotiabank reserves the right to withdraw this offer at any time in its sole discretion without prior notice or reason. In all matters relating to this promotion, the decision of the Bank shall be final and binding in all respects.

  • Insurance offer will be valid only for BCIC Insurance up to 2% of the loan amount and will be applied to the first year’s annual premium. The customer reserves the right to seek other third-party insurance coverage, however insurance offer will not apply.

  • Deferral of monthly payment will extend the life of the loan by the equivalent time of the deferral.

  • This Scotiabank offer is subject to standard application and adjudication. Certain terms, conditions, and limitations may apply. Subject to meeting Scotiabank's lending and credit criteria, this offer is subject to application fees and is solely for the addressee; it is non-transferable. The customer will be requested to pay the discounted processing fee amount only (50%)

  • These terms and conditions apply only to this Promotion and do not apply to any of the Bank’s other promotions or programs or any other promotion or program in conjunction with the Bank and any other entity or brand.